New Year, New Scam

Nothing like a scam to start the new year. It’s becoming way more common than you might think. Scams have a way of affecting the masses everywhere. Let’s take my day here and think of all of the scams that I encountered.

This morning, like I have been doing since November, I got up at about 5AM to prepare for my day in the stock simulator. I have been doing this for the last 3 months and I have been very excited to learn the procedures. I was getting better and better at this over the past week, but today, no. When the President attacked Iran, he put fear into more than just the Iranians. He put fear into the Middle East, the allies, and everyone connected with international commerce. The result was something that I had never encountered before. Craziness put me close to $2,000 in the hole. Of course it was play money but I am trying to develop skills and discipline.

Somewhere along this losing streak, I became aware of new activity in my online store. That is the one on this site. You can visit it if you want, but i has been disabled temporarily. You see, people started buying my stuff. They were buying my downloads. This was my original content. I was so pleased. Then…I realized, most of the transactions were being denied. I quickly realized it was all the same person using many credit cards. After briefly researching this and removing the downloadable products for now, I found that this was a way for people who had acquired stolen credit card data to find out which cards were still live and which were cancelled.

There were 7785 attempts to purchase materials using this stolen credit card data. All but 3 were denied because of credit card rejection. The total attempted crime was $80,536.35 . Yes, that’s a big number, but I was not the intended target. I was the conduit. These people were seeking the cards that “fell through the cracks” to rob individuals of far more. They are operating outside of the United States. Up until this week, all of my website traffic came from the US and China. This week, India and Australia spiked. I am angry but thankful that there were security measures in place to protect me and most of the credit card users. What about getting the perpetrators? They’re in India. Should we bomb India?

Truly the new battlefront is the Internet. If it is not misinformation regarding our politics, then it is the very real threat to national and international commerce. Foreign powers continue to abuse the naivete of American citizens aided by selfish partisan politicians who continue to ignore the fact that the failure of the government to act to lock down our electronic communication and truly defend this front instead of their own personal agendas.

It took me 3 hours to figure out and lock down my site. This is a major crime and if you are reading this, there is a chance that your credit card was used on my site. At some point during my work, the President made a public statement about his “war footing” and the stock market found some more confidence and went on a run. Surprise, surprise. I opened my trading software and I found that I left an open position on 17 shares of Tesla. It went from -$17 to +$325. At some point, I am sure that I will have to deal with the refund of $27 that actually went through on my site. My prayer is that the criminals who found these credit cards were working will immediately charge way more on these accounts. That would be tragic.

If you own a website store, lock it down. If you are alive a breathing, your information is already out there and no amount of free credit monitoring will fix that. Be vigilant. Oh…and Happy New Year.

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